Make a List and Check it Twice!

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Now is the time to start making a list of people that you plan to buy for this Christmas.  Click here for a great free printable to help you start jotting down gift ideas. The Holiday Grand Plan is a great resource to help with holiday planning and list making.

If you are on a budget and want to save money I suggest shopping now. Many stores are offering great discounts during the month of July. You will find a lot of retailers are offering Christmas in July sales, Black Friday in July sales and semi-annual sales. Prices have been slashed to all time lows like never before! Here are a few places where I was able to find some great deals for the people on my list. I will continue to add more stores and websites as I continue this series! Happy Shopping!!!

  1. has great prices on gifts that can be personalized for the special people in your life. I recently found this really cute mug for as low as $7.24 during one of their Christmas in July flash sales. Currently this mug is on sale for $11.24 which is still not a bad deal since the retail value is $24. Red Ceramic Mug

2. is a great place to get some really awesome deals! Recently had Prime Day for Amazon Prime Members. If you are not a Prime Member you can try it out with their free 30 day trial membership. I have found a lot of good deals on DVDs which are perfect for making movie night baskets or having a family movie night.

3. is an awesome site to get deal of food and other items. They have auctions that have great products that you can get from local vendors at unbelievable prices. also offers deals on adventures for the family and others on your lists.

4. is the go to place for great deals on gift cards, food gift items, and other great gift ideas. I often buy gift cards on this site. Occasionally they will have offers where you can purchase a $10 Starbuck gift card for a $5. They will also have gift certificates for online retailers such as Cheryl’s Cookies which often has offers of $12 for a $30 voucher. This year I plan to buy one of these to be able to get cookies for my family’s holiday dinners!


It’s Beginning to Look a Lot Like Christmas!

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Doesn’t it seem like Fall is in the air? Have you started to think about Halloween, Thanksgiving and Christmas? Although we are nearing the end of July, it seems like Christmas is just around the corner. As of July 22nd, we are 155 days away from Christmas! Now is the best time to start planning for the hectic holidays ahead. I recently posted about a 26 week savings plan. I have started this plan and am happy to report that I am doing well! I am also happy to report that I am officially done with Christmas shopping! I will continue to pick up a few items as I see them on sale to add to the gifts I have but for the most part, my Christmas shopping is complete!To help you get started on preparing for the holiday season, each week I will send out helpful tips to help make your holiday season stress-free and debt free! I will give you ideas for gifts, meals, crafts and fun family projects that the whole family will enjoy! Stay tuned for great ideas for the fast approaching Holiday Season!

Stock Up Deal: Oxy Clean HD ONLY .99!

If you are looking to stock up on detergent, now is the time to do so. This week Walgreens and Rite Aid both have the Oxy Clean HD detergent on sale for $3.99. Couple this with a manufacturer coupon found in this week’s Smart Source insert or found here, you will get this detergent for .99! This is a super deal on detergent.

Walgreens Deal

Buy 1 OxiClean HD Liquid Detergent, 20 or 26 loads $3.99, sale price through 7/16

Use one $3.00/1OxiClean HD Laundry Detergent (

Final Price: $0.99

Rite Aid Deal

Buy 1 OxiClean HD Liquid Laundry Detergent, 40 oz $3.99, sale price through 7/16

Use one $3.00/1OxiClean HD Laundry Detergent (

Final Price: $0.99