Category Archives: Financial Matters

How I Plan to Save $1000 by Christmas

Money Saving Made Easy!52 Week Chart (2).jpg

Are you looking for a way to start saving money this year? Are you evaluating your receipts and invoices from Christmas Holiday expenses? Dreading the incoming credit card bills? Here’s how you can avoid this cycle from repeating itself each year.

Like many people you are not alone. Now is the time to review and evaluate all of the expenses that were incurred during this past holiday season. Whether it was gifts, food or services you paid for in order to prepare yourself and home for the holidays, these are all expenses that could be paid for in advance. Calculate all of your expenses this month and start working on your budget for next Christmas. Start saving now with as little as $1 this first week of January. If you start this week and follow the plan through the end of the year, you can save as much as $1,378 by December 31st, hence the 52 week savings challenge! I came across this post from one of my favorite bloggers, Live As You Live It.

This is a very simple task that doesn’t take a lot to get you to the final goal.

Each week of the year, you will save that much in dollars.

Week ONE: You save $1.00

Week TWO: You save $2.00

Week THREE: You save $3.00 and so on.

I invite you to take this challenge with me and let me know how you are doing each week! I am going to save in $1 increments weekly. I am considering saving in One dollar increments Backwards! You can see your progress by putting the money into a labeled jar that has a nice chart to help you keep track of your saving progress. Thanks to LiveAsYouLiveLiveAsYouLive, these simple charts are available to print now so that you can get started ASAP!

52 Week Money Challenge (Dollars – Backwards) Sheet1

To make it easier a link to Google Docs with the template can be found here!

52 Week Savings Challenge Template Sheet $1

If you’re looking to help your kid save an extra $344.50, you can upload the template that uses quarters here!



What’s Your New Year’s Resolution?

Image result for new year resolutions

Happy New Year! This year I have decided to be more focused and prepared. While others have already made their lists of resolutions that they will keep for less than a month, I am working on my plan for a lifestyle change that I am praying carries over for many years to come! This year I am resolving to living in the now. I am striving toward positive lifestyle changes that I plan to make one step at a time, one day at a time.

Image result for new year resolutions

I am planning on being realistic and honest with myself each day. Although I may fall short sometime,, I am making a promise that I will keep trying each day. I have always been a planner and that will only get better. This year I am hoping that I become a more prepared planner and better implementer of my plans! I pray that I can be a better wife, daughter and friend. I am looking forward to providing more education on how to save thousands and still get everything you want. I am also resolving to allow my creativity to shine through for all to share in. I am hopeful that 2017 will be one of the best years yet!

So to start the new year I am looking forward to living a healthier lifestyle which includes eating more healthy food, exercising not to lose weight but to gain a better more fulfilling life, thinking positively each day, spending more time with my family, gaining financial freedom, saving more and allowing my creativity to come through. Sounds like a lot? It will be a task but I am focused on a great 2017 and ready to make sacrifices that will allow me to live my best life now and later! So I am ready for 2017 and beyond. Stay tuned to and watch me grow in 2017!